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BANKING: Santander

 I had to search for a bank close to me in walking distance:

Santander (thinking of transferring money out of TD Bank for the BD business)

 Santander santanderbank.com 877-768-1145Business Deposit Account Fee Schedulepage 1 of 8Checking and Savings Options NOTE: Minimum opening deposit on all accounts is $50.  FEE SCHEDULE

Here is their banking fees:

https://www.santanderbank.com/us/business/banking/checking-savings/compare-business-checking-accounts

If I keep $1,500 in checking, it would be free. Whereas TD charges $10fee each month, that's $120/yr I have been throwing away and since I have it for 6 years 120x6 = $720 thrown away or given FREE to the bank!!!

They are using my money + making money on it!!

I guess I should look into their stock to get my money back? hmmm.... that's an idea

Stocks: Santander SAN today is: $4.02/share

             TD Bank is: $72/share (they give dividend - I guess I should try getting my money back - at this point it's way too expensive, it used to be in the $40 range, setting alert)

Santander Bank Review

A wide array of bank accounts but specific to the Northeast United States

Updated Jul 31, 2020

Open Account

With more than 575 branches spread over nine states, Santander Bank has developed into a banking leader in the Northeast region of the U.S. With a multitude of deposit accounts, along with other personal, business, and commercial banking solutions, Santander Bank is a viable banking choice for many consumers. 

 

Pros

  • Large array of deposit accounts

  • Low initial deposit on checking account

  • Automatic savings feature

  • Waivable monthly fees

 
Cons

  • Average rates on savings accounts

  • Expensive overdraft fees

  • Limited number of branches and ATMs

  • Fees for out-of-network ATMs


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