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BANKING: Santander

 I had to search for a bank close to me in walking distance:

Santander (thinking of transferring money out of TD Bank for the BD business)

 Santander santanderbank.com 877-768-1145Business Deposit Account Fee Schedulepage 1 of 8Checking and Savings Options NOTE: Minimum opening deposit on all accounts is $50.  FEE SCHEDULE

Here is their banking fees:

https://www.santanderbank.com/us/business/banking/checking-savings/compare-business-checking-accounts

If I keep $1,500 in checking, it would be free. Whereas TD charges $10fee each month, that's $120/yr I have been throwing away and since I have it for 6 years 120x6 = $720 thrown away or given FREE to the bank!!!

They are using my money + making money on it!!

I guess I should look into their stock to get my money back? hmmm.... that's an idea

Stocks: Santander SAN today is: $4.02/share

             TD Bank is: $72/share (they give dividend - I guess I should try getting my money back - at this point it's way too expensive, it used to be in the $40 range, setting alert)

Santander Bank Review

A wide array of bank accounts but specific to the Northeast United States

Updated Jul 31, 2020

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With more than 575 branches spread over nine states, Santander Bank has developed into a banking leader in the Northeast region of the U.S. With a multitude of deposit accounts, along with other personal, business, and commercial banking solutions, Santander Bank is a viable banking choice for many consumers. 

 

Pros

  • Large array of deposit accounts

  • Low initial deposit on checking account

  • Automatic savings feature

  • Waivable monthly fees

 
Cons

  • Average rates on savings accounts

  • Expensive overdraft fees

  • Limited number of branches and ATMs

  • Fees for out-of-network ATMs


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